The Best Frugal Living Tips for Canadians
The cost of living in Canada is getting higher and higher...
Arming yourself with some frugal living tips will go a long way towards reducing costs and putting some of your own money back in your pocket.
The reality is that those monthly bills just aren't getting any cheaper, so let's take a look at how you can become a frugal shopper, plus other ways of living frugally, without the need to compromise on the quality of your life.
How to Save Money on Groceries
It certainly helps to use Canadian grocery coupons to significantly reduce the cost of food and household essentials. This is the first and most important of all my frugal living tips.
If you haven't already done so, check out my how to coupon guide for full step-by-step instructions on how to find, organize and use coupons, as well as how to apply some extreme couponing techniques to knock hundreds, if not thousands, of dollars of your grocery bill each year.
Learning how to use coupons to save money on groceries goes hand in hand with sensible meal planning and not being wasteful with food.
Some of the best frugal living tips that I have come to appreciate include:
- Checking out the local supermarkets and farmers' markets for seasonal (and cheaper) produce
- Browsing your weekly online flyers for weekly specials and price reductions
- Finding printable Canadian coupons and other Canadian grocery coupons and match up those coupons to special offers
- Building a weekly meal plan that considers each of the above, as well as provides nutrition, variety and minimal food waste
- Being creative with leftovers!
Love Retail Shopping? You Can Be A Frugal Shopper, Too!
Ah, retail therapy! It helps us to look and feel great, doesn't it?
But retail shopping isn't just about finding the latest fashionable skirt, or dazzling piece of jewelry. Retail shopping is also an essential part of living in terms of the need to buy gifts, childrens' clothing, electronics, home decor, and so on.
We can very easily apply some frugal living tips to this category of shopping, too!
It may surprise you to know that you don't have to pay full retail prices on most of the goods and services that you would find in a store. In fact, more and more frugal shoppers in Canada are turning to online shopping for the advantages of browsing, bargain hunting and using online coupons or online rebates.
In adapting this style of living frugally, we also help ourselves by avoiding the crowds, the hassle of busy parking lots and the potentially long line-ups that could otherwise face us at the shopping mall!
Now, I should mention that when we think about living frugally, this doesn't necessarily mean that you have to "go without" to still enjoy a quality lifestyle. It is, however, important to not be extravagant and buy more than you need.
In my opinion, it has more to do with having a good lifestyle, while living within your means and not stressing out about money. I firmly believe that we shouldn't have to pay more than we need to! After all, we work hard for our money, right?
It's just a case of understanding where money-saving opportunities exist and then acting on them.
So my top frugal living tips when it comes to retail shopping and being a frugal shopper are:
- Don't buy more than you need of anything
- Remember to live within your means and avoid consumer debt
- Choose to shop online wherever possible for convenience, variety and bargain hunting opportunities
- Always look for retail coupons and free promotional codes before you shop online.
These days, online coupons are growing increasingly popular, especially for large Canadian stores such as Amazon.ca, Dell Canada, Apple, Sears and Expedia.
These stores, among others, offer a variety of products and services including clothing, electronics, gifts, home decor, and travel, all of which can be purchased at a discount when coupons or promotional codes are made available.
Other Frugal Living Tips
Now that you are using coupons to save money on groceries and retail shopping, you may want to consider some other areas of your life where you could put more of your hard-earned Canadian dollars back in your pocket.
Check the navigation menu on the left hand side of this page for some more frugal living tips and related articles.